Flexible Financing for Your Wellness Journey

At TheraLuxe, we believe everyone deserves access to premium sauna therapy. Explore our flexible payment options designed to fit your budget.

Our Financing Options

0% APR Financing

Enjoy interest-free financing on purchases over $2,000. Perfect for our premium sauna collections.

0% APR

12-24 months

Low Monthly Payments

Spread your investment over time with affordable monthly payments as low as $99/month.

$99/mo

Starting from

Flexible Terms

Choose a payment plan that works for you with terms ranging from 6 to 60 months.

6-60

Months available

How It Works

Choose Your Sauna

Browse our collection and select the perfect sauna for your wellness needs.

Apply Online

Complete our quick 2-minute application. Get instant approval decisions in most cases.

Select Your Plan

Choose the payment plan that best fits your budget and lifestyle.

Enjoy Your Sauna

We'll ship your sauna and you can start your wellness journey right away!

Why Choose TheraLuxe Financing?

✓

Instant Approval

Get approved in minutes with our streamlined application process. No waiting, no hassle.

✓

No Hidden Fees

Transparent pricing with no application fees, prepayment penalties, or hidden charges.

✓

Flexible Payment Options

Choose from multiple payment plans and adjust your terms to match your financial situation.

✓

Secure & Safe

Your information is protected with bank-level encryption and security protocols.

✓

Build Your Credit

On-time payments are reported to credit bureaus, helping you build positive credit history.

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Dedicated Support

Our financing specialists are here to help you every step of the way.

Frequently Asked Questions

What credit score do I need to qualify? ▼

We work with a range of credit profiles. While a higher credit score may qualify you for better rates, we encourage everyone to apply. Our financing partners consider multiple factors beyond just your credit score.

How long does the approval process take? ▼

Most applications are approved instantly! In some cases, additional verification may be needed, which typically takes 24-48 hours. You'll receive an email notification as soon as your application is processed.

Can I pay off my balance early? ▼

Absolutely! There are no prepayment penalties. You can pay off your balance at any time without incurring additional fees. This can also help you save on interest charges.

What information do I need to apply? ▼

You'll need basic information including your full name, date of birth, Social Security number, current address, employment information, and annual income. The application takes just 2-3 minutes to complete.

Will applying affect my credit score? ▼

The initial application uses a soft credit inquiry, which does not affect your credit score. Only if you proceed with financing will a hard inquiry be made, which may have a minimal temporary impact on your score.

Ready to Start Your Wellness Journey?

Apply now and get approved in minutes. Your dream sauna is just a few clicks away.

Apply for Financing

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